丰润| 景县| 献县| 枣庄| 西乡| 丽水| 茶陵| 南昌县| 怀柔| 正阳| 民权| 雄县| 金佛山| 方山| 平凉| 郧西| 贞丰| 辰溪| 景东| 侯马| 君山| 和布克塞尔| 阎良| 乡宁| 灵武| 绵竹| 宜秀| 溆浦| 剑河| 昭觉| 呼图壁| 玉林| 安溪| 天峨| 桓仁| 合川| 柳河| 晴隆| 仲巴| 新竹县| 清丰| 科尔沁左翼中旗| 资溪| 海伦| 西昌| 新沂| 青河| 高要| 东阿| 华坪| 昌吉| 马尾| 诏安| 拉萨| 文昌| 灵宝| 常州| 海城| 石拐| 招远| 阿荣旗| 华宁| 金山屯| 渭源| 松桃| 尚义| 逊克| 图们| 香河| 宁蒗| 大同市| 栾城| 本溪满族自治县| 盐亭| 嘉荫| 徐闻| 惠东| 石渠| 叶县| 阜宁| 镶黄旗| 荆州| 沁县| 琼山| 武城| 武威| 廊坊| 莱山| 桂阳| 北海| 曲阳| 兰坪| 洪雅| 宜川| 农安| 崇州| 上甘岭| 离石| 玉林| 冕宁| 印江| 大冶| 泸州| 兴国| 淄川| 昆明| 乃东| 偏关| 双流| 滕州| 星子| 正阳| 五华| 肃宁| 麻山| 克东| 从江| 神池| 界首| 璧山| 盘锦| 攸县| 建水| 修水| 嘉善| 泗洪| 博山| 河曲| 南汇| 始兴| 孝义| 安岳| 临颍| 禄丰| 廊坊| 浚县| 红安| 海晏| 连城| 镇平| 弥渡| 汉寿| 乌什| 涟水| 长春| 蓬安| 丹凤| 美溪| 八达岭| 沙湾| 五峰| 亚东| 中江| 房山| 保山| 广宗| 恒山| 侯马| 丽江| 贾汪| 淮滨| 邓州| 乌拉特前旗| 保康| 息县| 马关| 德州| 泰安| 揭东| 兴山| 黄岩| 太原| 杭锦旗| 小金| 大名| 开远| 射阳| 松滋| 无为| 西山| 铁山| 栖霞| 普陀| 南京| 临猗| 辉县| 封丘| 正阳| 梧州| 连云港| 黄龙| 孝义| 高阳| 泉港| 古丈| 浦江| 宕昌| 清河门| 东西湖| 日喀则| 谢通门| 代县| 淮阳| 衢州| 麻栗坡| 湘阴| 汕头| 江宁| 和林格尔| 贵南| 湖北| 珠海| 宁县| 建始| 布拖| 田东| 封开| 望城| 城阳| 松桃| 灯塔| 梅县| 铜陵市| 将乐| 南部| 松江| 戚墅堰| 海安| 荣成| 陵水| 马关| 嫩江| 临县| 江源| 岗巴| 安远| 邕宁| 台中市| 淇县| 柳州| 头屯河| 蒙城| 盈江| 栾城| 谢通门| 井冈山| 白朗| 泾县| 乾安| 亳州| 长寿| 东台| 肥城| 嘉峪关| 南县| 兰考| 昆山| 南宫| 乌兰察布| 洛宁| 华安| 杂多| 苍梧|

京冀共建密云上游生态清洁小流域 促农民增收

2019-10-22 03:59 来源:网易健康

   京冀共建密云上游生态清洁小流域 促农民增收

  研究:选择性记忆代表智商更高偶尔健忘有益健康Study:Beingforgetfulmightactuallymeanyou—infact,selectivememorycanevenbeasignofstrongerintelligence.如果事事牢记不是你的强项,你可以放心了。Theexhibitionof169displaysattheCapitalMuseuminBeijingincludessuchitemsasaQingDynasty(1644-1911)mapoftheGrandCanal,andotherculturalrelicslikedailyitems,potteryandconstructionmaterials.(PhotoprovidedtoChinaDaily)VisitinganongoingexhibitionattheCapitalMuseumislikereadingabookabouteasternBeijing-JiFuTongHui(akeyjunctionontheoutskirtsofthecapitalcity)-whichareanaptdescriptionofTongzhou,-comprising169displays-eijings"sub-center".,awell-preservedancientcitydatingtotheWesternHanDynasty(206BC-AD24)chitemsasaQingDynasty(1644-1911)mapoftheGrandCanal,andotherculturalrelicslikedailyitems,potteryandconstructionmaterials.(PhotoprovidedtoChinaDaily)YuPing,deputydirectoroftheBeijingmunicipaladministrationofculturalheritage,,dailyitems,pottery,constructionmaterialsandotherculturalrelicsfromthesiteareondisplay."The(Luxian)siteisuniquebecauseitistheonlydiscoveredcounty-levelcityruinsfromtheWesternHanDynasty,"saysGaoHongqing,curatoroftheexhibition."Itfillsavoidinourstudiesofurbanconstructionandlocalgovernmentstructurefromthatdynasty.",theLiaoDynasty(916-1125)madeBeijingoneofits"fivemetropolises",andin1153,theJurchenruleroftheJinDynasty(1115-1234)moveditscapitalcitytoBeijing,makingitthepoliticalcenterofnorthernChina."Duetoitspivotalposition,thestatusofTongzhoukeptgrowing,"chitemsasaQingDynasty(1644-1911)mapoftheGrandCanal,andotherculturalrelicslikedailyitems,potteryandconstructionmaterials.(PhotoprovidedtoChinaDaily)ManyartifactsfromtheCapitalMuseumsowncollection,whichwerealsounearthedinTongzhou,(picturedtop)smovetomakeBeijingthecapitaloftheYuanDynasty(1271-1368)alsogaveaboosttoTongzhousfortunes,especiallyaftertheconstructionoftheGrandCanal,whichlinksBeijingandHangzhou,capitalofZhejiangprovince."Thecityexpandedandthepopulationalsogrewrapidly,"saysGao.",whichwastransportedviathecanalfromsouthernChina."Accordingtohistoricalrecords,thchitemsasaQingDynasty(1644-1911)mapoftheGrandCanal,andotherculturalrelicslikedailyitems,potteryandconstructionmaterials.(PhotoprovidedtoChinaDaily)In1329,(acontainerthatcouldholdabout75kilograms),(1368-1644)andQing(1644-1911)ighriceatTongzhou,headofthemuseum,talksaboutaQingmapoftheGrandCanal,fromBeijingtoShandongprovince,fromthereignofYongzheng(1722-35).AccordingtoZheng,themapwastakentoJapanduringtheWarofResistanceAgainstJapaneseAggression(1931-45)butwasbroughtbacktoChinaaround2000."Youcanstillfindmanyfacilitiesthatexisttodayonthemap,"

PhototakenonMay28,2018showsfiveelderlypeople,73yearsoldonaverage,putonwhiteshirtsandredscarfstoposeforanawarenesseventintherunuptoChildren’sDayatanelementaryschoolinNanjing,EastChina’ypeople.(Photo:ChinaNewsService/YangBo)PhototakenonMay28,2018showsfiveelderlypeople,73yearsoldonaverage,putonwhiteshirtsandredscarfstoposeforanawarenesseventintherunuptoChildren’sDayatanelementaryschoolinNanjing,EastChina’ypeople.(Photo:ChinaNewsService/YangBo)PhototakenonMay28,2018showsfiveelderlypeople,73yearsoldonaverage,putonwhiteshirtsandredscarfstoposeforanawarenesseventintherunuptoChildren’sDayatanelementaryschoolinNanjing,EastChina’ypeople.(Photo:ChinaNewsService/YangBo)PhototakenonMay28,2018showsfiveelderlypeople,73yearsoldonaverage,putonwhiteshirtsandredscarfstoposeforanawarenesseventintherunuptoChildren’sDayatanelementaryschoolinNanjing,EastChina’ypeople.(Photo:ChinaNewsService/YangBo)PhototakenonMay28,2018showsfiveelderlypeople,73yearsoldonaverage,putonwhiteshirtsandredscarfstoposeforanawarenesseventintherunuptoChildren’sDayatanelementaryschoolinNanjing,EastChina’ypeople.(Photo:ChinaNewsService/YangBo)Europeslargestwoodenbuildingandsecondlargestintheworld,locatedonIstanbulsBüyükadaisland,isnowamongthesevenmostendange,thePrinkipoG,theagingPrinkipoGreekOrthodoxorphanageisindangerofcollapse.(Photo/Agencies)Europeslargestwoodenbuildingandsecondlargestintheworld,locatedonIstanbulsBüyükadaisland,isnowamongthesevenmostendange,thePrinkipoG,theagingPrinkipoGreekOrthodoxorphanageisindangerofcollapse.(Photo/Agencies)Europeslargestwoodenbuildingandsecondlargestintheworld,locatedonIstanbulsBüyükadaisland,isnowamongthesevenmostendange,thePrinkipoG,theagingPrinkipoGreekOrthodoxorphanageisindangerofcollapse.(Photo/Agencies)Europeslargestwoodenbuildingandsecondlargestintheworld,locatedonIstanbulsBüyükadaisland,isnowamongthesevenmostendange,thePrinkipoG,theagingPrinkipoGreekOrthodoxorphanageisindangerofcollapse.(Photo/Agencies)

  ,NortheastChina’sJilinProvince,May28,2018.(Photo:ChinaNewsService/LyuShengnan),NortheastChina’sJilinProvince,May28,2018.(Photo:ChinaNewsService/LyuShengnan),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/LyuShengnan),JilinProvince,May28,2018.(Photo/VCG),JilinProvince,May28,2018.(Photo/VCG),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)

    Hebelievedtheimpeccablequalityandserviceofthephonewillwinthecustomers,addingthecompanywillsetupafter-salesservicecentersinKualaLumpur,PulauPinangandothertwocitiesandform"XiaomiFamily"withinthisyear。ThefirstEuropeancompetitionofshoecleaningisheldinthehistoricalgalleryofSaintHubertinBrussels,Belgium,May26,customersinthisevent.(Photo/IC)ThefirstEuropeancompetitionofshoecleaningisheldinthehistoricalgalleryofSaintHubertinBrussels,Belgium,May26,customersinthisevent.(Photo/IC)ThefirstEuropeancompetitionofshoecleaningisheldinthehistoricalgalleryofSaintHubertinBrussels,Belgium,May26,customersinthisevent.(Photo/IC)

,NortheastChina’sJilinProvince,May28,2018.(Photo:ChinaNewsService/LyuShengnan),NortheastChina’sJilinProvince,May28,2018.(Photo:ChinaNewsService/LyuShengnan),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/LyuShengnan),JilinProvince,May28,2018.(Photo/VCG),JilinProvince,May28,2018.(Photo/VCG),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao)

  ResidentsaffectedbyanearthquakestayinatemporaryshelterinSongyuanCity,NortheastChina’sJilinProvince,May28,,SongyuanCityonMondaymorning,damagingthehousesofmorethan1,thequake.(Photo:ChinaNewsService/ZhangYao)ResidentsaffectedbyanearthquakemovetheirbelongingsinSongyuanCity,NortheastChina’sJilinProvince,May28,,SongyuanCityonMondaymorning,damagingthehousesofmorethan1,thequake.(Photo:ChinaNewsService/ZhangYao)

  StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)StaffmembersattheInsectMuseumofWestChinafoundafive-hornedrhinocerosbeetlewithfourlargehornsonitsprothoraxandoneextra-longcephalichornonQingchengMountaininChengduCity,osbeetlefoundintheprovince.(Photo:ChinaNewsService/ZhaoLi)

  ,writes,designs,,hehasfallenintoanewhabitofartcreation:tuniquetoYixing,,novel,ShuiHuZhuan(OutlawsoftheMarsh),andhadtheseteapotsfiredinYixing.(PhotoprovidedtoChinaDaily)Askedwhyhestartedtheproject,Huangsimplysaid,"(Itsbecause)Ihadnothingtokilltime!"Hisfirstzishateapot,hewroteinthemorningandspenttheafternooncarvingonearthenwares,nce,courageandintegrityofthem.(PhotoprovidedtoChinaDaily)I"aburdenofhappiness".HesharedthemwiththeaudienceatanexhibitionthatendsattheNationalArtMuseumofChinaonTuesday.(PhotoprovidedtoChinaDaily)Theseteapotsshowhissenseofhumorandconveyhisviewsontherightandwrong."Anoldmanhadnothingtodo,sohefoundsomethinghecoulddo;inafashionableway,youcansayitsanoldguysperformanceart,",writes,designs,,hehasfallenintoanewhabitofartcreation:carvingfiguresonearthenzishateapots.(PhotoprovidedtoChinaDaily),writes,designs,,hehasfallenintoanewhabitofartcreation:carvingfiguresonearthenzishateapots.(PhotoprovidedtoChinaDaily),writes,designs,,hehasfallenintoanewhabitofartcreation:carvingfiguresonearthenzishateapots.(PhotoprovidedtoChinaDaily)

  AresearcheratauniversityinChongqingpublishedthefirstillustratedhandbookonChina,ChineseSpidersIllustrated,istheworkZhangDongsheng,aresearchfellowatSouthwestUniversitywhoforth,Zhangbegstodiffer-despiteafewbitesovertheyears."Theyareextremelybeautiful,"explainedZhang.",thebookcoversChinas1,139knownspecies-makingittheworld,includingmorethan2,steamspentayearobservingandresearchingtheChinesehourglassspider,oneoftheworldsoldestarachnids."Youhavetobepatientwhendoingresearch,"saidZhang.  ,NortheastChina’sJilinProvince,May28,2018.(Photo:ChinaNewsService/LyuShengnan),NortheastChina’sJilinProvince,May28,2018.(Photo:ChinaNewsService/LyuShengnan),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/LyuShengnan),JilinProvince,May28,2018.(Photo/VCG),JilinProvince,May28,2018.(Photo/VCG),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao),SongyuanCityofNortheastChinasJilinProvinceat1:,accordingtotheChinaEarthquakeNetworksCenter(CENC).(Photo:ChinaNewsService/ZhangYao)

  AnenthusiastgoesbungeejumpingfromZhangjiajieGrandCanyonsglass-bottombridge,duringachallengeinZhangjiajiescenicspot,centralChinasHunanProvince,May26,,Australia,BritainandothercountriesandregionsparticipatedinthechallengeonSaturday.(Xinhua/YanYuan)AnenthusiastgoesbungeejumpingfromZhangjiajieGrandCanyonsglass-bottombridge,duringachallengeinZhangjiajiescenicspot,centralChinasHunanProvince,May26,,Australia,BritainandothercountriesandregionsparticipatedinthechallengeonSaturday.(Xinhua/YanYuan)AnenthusiastgoesbungeejumpingfromZhangjiajieGrandCanyonsglass-bottombridge,duringachallengeinZhangjiajiescenicspot,centralChinasHunanProvince,May26,,Australia,BritainandothercountriesandregionsparticipatedinthechallengeonSaturday.(Xinhua/ZhouGuoqiang)AnenthusiastgoesbungeejumpingfromZhangjiajieGrandCanyonsglass-bottombridge,duringachallengeinZhangjiajiescenicspot,centralChinasHunanProvince,May26,,Australia,BritainandothercountriesandregionsparticipatedinthechallengeonSaturday.(Xinhua/ZhouGuoqiang)AnenthusiastgoesbungeejumpingfromZhangjiajieGrandCanyonsglass-bottombridge,duringachallengeinZhangjiajiescenicspot,centralChinasHunanProvince,May26,,Australia,BritainandothercountriesandregionsparticipatedinthechallengeonSaturday.(Xinhua/YanYuan)

  AsleepingcontestisheldinSeoulForestinSouthKorea,May27,,500peopleappliedtojointhecontestforitsthirdedition,withthelongestsleeperthewinner.(Photo/VCG)AsleepingcontestisheldinSeoulForestinSouthKorea,May27,,500peopleappliedtojointhecontestforitsthirdedition,withthelongestsleeperthewinner.(Photo/VCG)AsleepingcontestisheldinSeoulForestinSouthKorea,May27,,500peopleappliedtojointhecontestforitsthirdedition,withthelongestsleeperthewinner.(Photo/VCG)

  Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Aviewofwatchtower-likeresidentialbuildingsinGonjoCounty,ChamdoPrefectureinSouthwestChina’’sSanyanarealiveinthebuildingsthatarethreetofivefloorshighandmadeofmudontheoutside,witheachstructurehometoatleasttwofamilies.(Photo:ChinaNewsService/JiXiang)Twojournalistslookatthescreenshowingthedamagedworldfamouspaintingofthe16thcenturyRussianTsar,titledIvantheTerribleandhisSonIvanonNovember16,1581.byIlyaRepinduringapressconferenceattheRussianStateTretyakovGalleryinMoscowonMay28,hebestknownworksof19thcenturypainterIlyaRepin,depictingIvantheTerriblekillinghisson,atagalleryinMoscow.(Photo/Agencies)RussianStateTretyakovGalleryofficialsattendapressconferenceafterIlyaRepinsworldfamouspaintingofthe16thcenturyRussianTsar,titledIvantheTerribleandhisSonIvanonNovember16,1581.wasdamagedinMoscowonMay28,2018.-RussianpoliceonSaturdaysaidtheyarrestedamanforvandalisingoneofthebestknownworksof19thcenturypainterIlyaRepin,depictingIvantheTerriblekillinghisson,atagalleryinMoscow.(Photo/Agencies)ARussianStateTretyakovGalleryemployeestandsneartheblankspacewhereIlyaRepinsworldfamouspaintingofthe16thcenturyRussianTsar,titledIvantheTerribleandhisSonIvanonNovember16,1581.wasexhibitedinMoscowonMay28,2018.-RussianpoliceonSaturdaysaidtheyarrestedamanforvandalisingoneofthebestknownworksof19thcenturypainterIlyaRepin,depictingIvantheTerriblekillinghisson,atagalleryinMoscow.(Photo/Agencies)

  

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房贷利率上升:压倒房价最后一根稻草

2019-10-22 18:05:26    第一财经  参与评论()人

最近两年,因为房价从一线城市到二线城市,甚至部分三线城市接连上涨,“房子”成为之无愧的热门话题。买房,不论是刚需还是投资,成了许多人不得不思考和面对的问题。

但从目前来看,至少从投资的角度,房子已不适合再购买,或者说房地产最近这个连续两年的上升周期将告一段落,这里先从最近各地纷纷上调房贷利率折扣说起。

引发关注最多的是北京。从5月2日起,包括工、农、中、建、交五大国有商业银行,以及部分股份制商业银行收紧北京市房贷优惠政策,首套房执行4.9%的基准利率;二套房的贷款利率则在基准利率基础上上浮20%,即5.88%的年利率。

类似的,上海、深圳、广州、杭州、天津等地首套房贷利率近期也纷纷所上调。其中杭州首套房贷款利率基本上在9折至9.5折;上海的多家银行将首套房贷利率由先前的9折上调到9.5折甚至基准。

这是一个什么概念呢?比如某对年轻夫妇预算300万准备在北京买首套房(300万在北京买房如今不算多高的预算)。其中贷款200万,按照一年前八五折的房贷优惠利率,也就是年化4.17%,200万贷款30年每月还款9745元,总计利息150万。如果没有折扣,也就是基准利率4.9%,那么需要没月还款10615元,利息总计182万。等于多支出32万的利息,这无疑是变相的涨价。

当然,房贷利率上升并不是房子不再具备投资条件的根本因素,但却可以说是直接因素或者导火线。

一方面,房价之所以在2015年开始上涨,诱发因素也是因为房贷利率,只不过当时是连续降息——从3月1日开始,全年共计降息五次,贷款利率累计降低1%。取消房贷利率优惠是变相“涨”房价,降息自然就是变相地降价。

另一方面,商业银行纷纷上调首套房贷利率,主要并非为了贯彻房地产调控政策这个政治目的,而是基于房贷资金成本上升的内生动力。今年以来,资金市场的无风险利率一直抬升,5月4日,银行间同业拆借利率继续集体上扬。上海银行间同业拆放利率(Shibor)隔夜品种上升了0.0055个百分点至2.8506%,刷新两年来高位。7天期Shibor上升了0.0140个百分点至2.9270%,其余中长期利率品种也呈现上升走势。

除了资金市场的专业指标,举个通俗的例子:最熟悉的余额宝、现金宝等无风险或者风险极低的货币基金,7日年化利息都超过4%了,这也是近两年没有过的情况。货币基金主要投向银行协议存款和大额存单,银行付出的资金成本自然在4%以上,如果房贷利息再打八五折,那银行房贷业务就无利润可言,如此说来,房贷利率上升是一种趋势。还有美联储加息等外部影响因素,这里暂不讨论。

 
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